Wealth Preservation Through Charitable and Family Gifting
(Five-minute video showing techniques for effective estate planning initial interviews)

Most people fear running out of money more than they fear a big estate tax bill. Regardless of how compelling the mathematics are of, say, a Charitable Remainder Trust, frequently no action is taken until a client's financial comfort zone and cash flow concerns are evaluated in conjunction with the gift. The Wealth Preservation video discussed in this Guide is designed to convince a viewer that not only do smart family and charitable gifting strategies exist, an evaluation process is available that gauges affordability by comparing "before and after" scenarios. You must review the Wealth Preservation video from this perspective; otherwise it will appear too non-specific. As you will see in the video, Mary and John Reynolds are encouraged by their financial planner to participate in this form of financial checkup in order to determine how family and charitable gifts might make sense for them, their heirs, and their favorite charities (at the expense, we might add, of the IRS).

InsMark's Wealthy and Wise® System, with its cash flow approach to estate planning, is the perfect tool for such an analysis. If you are not licensed for Wealthy and Wise and would like more information, please contact an account representative at 1-888-InsMark (467-6275), or you can click here to visit our Product Center and order it online.

The Wealth Preservation video is done in such a way that any insurance-funded wealth replacement solution associated with Charitable Remainder Trusts, Charitable Lead Trusts, Charitable IRAs, "Zero Estate Tax" Plans, etc., can be presented as a part of the evaluation and planning process -- whether Wealthy and Wise is utilized or not.