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Grandchild, Age 20 The illustration below is for the consideration of the wealthy grandparents of a grandchild, age 20. The grandparents would like to provide a head start on retirement planning. The policy for this illustration is Equity Indexed Universal Life (any permanent policy can be used) with a $1,000,000 increasing death benefit (increasing for 10 years, level thereafter). Premiums of $15,000 a year are illustrated for 10 years. Starting at age 55, policy withdrawals of $150,000 a year (withdrawals to basis; loans thereafter) are illustrated for 30 years. The policy illustration extends to age 95. (Life Plan allows any user-designated final illustration year provided at least two retirement years are included.) View
Illustration in English
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