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Insured, Age 35
(Equity Indexed Universal Life)
The Insured , age 35, plans on retiring at age 65 and would like to see how life insurance can play an important role in his retirement goals.
The policy for this illustration is Equity Indexed Universal Life (any permanent policy can be used) with a $500,000 level death benefit. Annual premiums of $6,000 are illustrated for 30 years followed by cash flow of $60,000 a year (withdrawals to basis; loans thereafter) for 20 years. The policy illustration extends to age 95. (Life Plan allows any user-designated final illustration year provided at least two retirement years are included.)
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