Seven Tax Traps for the Unwary
	Grantor Access to Funds in an Irrevocable Life Insurance Trust
	Beneficiary's Trust (for beneficiaries who are husband and wife)
	Charitable IRA vs. Stretch-Out IRA
	The Pothole in Income Distribution Planning
	Executive Trifecta™ (A Leap Forward in Key Executive Coverage)
	The Cost of Waiting to Buy Life Insurance
	Using Variable Universal Life Insurance for Funding College and Retirement
	Using Equity Indexed Universal Life Insurance for Funding College and Retirement
	Securities Exchange Act and Loan-Based Split Dollar
	The American Jobs Creation Act of 2004 on Deferred Compensation Arrangements
	Loan-Based Split Dollar (Loan and Loan Interest Logic)
	An Irresistible Plan for Life Insurance on Heirs Using the Private Leveraged Benefit Plan™
	Executive Bonus Plans -- Discriminatory and Deductible
	A New Look at a Zero Estate Tax Plan
	A New Look at Charitable Remainder Trusts
	A New Look at Charitable Bequests of Deferred Annuities
	A New Look at a Charitable IRA
	Private Split Dollar, IRS Notice 2001-10, And Estate Tax "Reform"
	Wealth Planning Strategies That Address Estate Tax "Repeal"
	Annuity Rescue Plans
	Testing Financial Tolerance For Tax Deferred Annuities (Part 2)
	Testing Financial Tolerance For Tax Deferred Annuities (Part 1)
	Testing Financial Tolerance for Private Retirement Plans (Part 4)
	Testing Financial Tolerance for Private Retirement Plans (Part 3)
	Testing Financial Tolerance for Private Retirement Plans (Part 2)
	Testing Financial Tolerance for Private Retirement Plans (Part 1)

Effective April 1, 2005, we changed the name of “InsGift -- the Wealthy and Wise System” to “Wealthy and Wise®.” On documents published prior to April 1, 2005, the name InsGift may still be present.